Advantage to the debtors.

[Olive]

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You shouldn't have to pay such a high price for borrowing money, even if you default the penalty should not be so harsh. It is a necessity today to have money and that is all they are doing, acquiring money so that they can carry on living. It's so backward to financially penalise a debtor who is trying but can't afford the repayments. Why the hell would they then put them into EVEN MORE! financial hardship. That's is so backward for forming a healthy population where we all move forward together not just a chosen few. The govts today want a 'sick' nation, namely a mentally sick nation because we are easier to manipulate, control, deceive and conquer. Sick people don't ask questions because they are too busy being 'sick' all the time. It's a real problem. I am just glad we had enough well people to oppose this covid bullshit.

You seem to be confusing the government with the moneylending institutions.   They are not the same.

 You also seem to be confused about the Covid response in Aotearoa.  It is not bullshit, it has saved thousands of lives.