23-06-2023, 04:10 PM
(23-06-2023, 03:38 PM)Lilith7 Wrote:Yes I have Scottish ancestors too and grew up in a big family where it was necessary to watch every penny (pre decimal) (23-06-2023, 02:17 PM)Venetian1 Wrote: What a wet, wet day - again!  
PnS still has some good deals - apples at 99c a kilo great for just eating or stewing and making into a variety of dishes. Chicken drumsticks for $4.99 a kilo - makes really satisfying soup - had some for lunch and really delicious and full of meat. Also have made casseroles for the freezer. 
Quite a few years ago when work was becoming intolerable I decided to see if I could live on the pension and as I like a challenge i┬ákept a record of everything that I spent for several months. ┬áIt wasnÔÇÖt the big items that added up but small amounts, usually under $20,┬áand were often things I didnÔÇÖt really need and could live happily without. IÔÇÖve got used to checking unit prices and see what is value for money and saying to myself can I put off buying that until next week and often when next week comes it no longer seems important to have- prevents impulse buying while still able to get things which are important to me.
It made me more aware of how easy it is to fritter away money and what I want to prioritise. Fortunately I donÔÇÖt like cafe coffee as way too strong for me and chippies, sweets etc just done appeal (that doesnÔÇÖt include your seed crackers Mica I think IÔÇÖm getting addicted to them they are so good)┬á┬á
While still having a good lifestyle┬áIÔÇÖve been able to put away┬ásome for unexpected things as being a rather independent person IÔÇÖd have to be very desperate to rely on others.┬á
I have also been able to have a couple of overseas trips and am well on the way to another trip. 
Those who are struggling with money might find a similar exercise interesting to do and see if they really need the ÔÇ£smallÔÇØ purchases after all┬á
Interesting you say that now Venetian - I've just done exactly that, comparing prices on TM with those in local Whitcoulls & deciding that next time I'm there its a good bit cheaper to get children's books for Xmas there rather than TM. 
While I was quite tempted by their children's books, once I compared the prices it became easier to resist.
But then I've become extremely good at stretching every last $ over the years; DIL calls me 'the budgeter to beat all budgeters'. I think its probably due to having mostly Scots ancestry & a drop of Yorkshire - they're apparently well known for being frugal, too which is no bad thig in times like these.  ![]()
But according  to budget advice people, many of those struggling just don't have sufficient income now to cover everything.
